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General Discussion / Re: What are the pros and cons of buying a condo
« Last post by nardo.steven on February 02, 2017, 11:49:18 AM »
I have been looking for a condo recently and have been doing a lot of research on the topic. Here are some advantages of living in a condo that I have found while researching:

Accessible location - The search for a new home always begins with the location. Finding a condo near relevant points of interests to you (schools, work, hospitals, etc) makes your life so much easier.

Safe environment - Property developers always put their clients’ safety as the top priority.

Low maintenance - Living in a condo takes away the stress of maintaining a big space. Yes, you would still have to pay fees, but these are already included in the association dues you shell out every month

Sensible amenities - Another part of your monthly association dues go to the maintenance of shared amenities, which are one of the joys of living in a condo.

On the flip side, One major drawback to condo life is association fees, which are used to building maintenance and amenities, such swimming pool, gym, etc., and the amount of which depends on how big your apartment is. These fees can increase when extra money for maintenance or upkeep is needed. In addition, some buyers do not like homeowners’ rules and restrictions associated with condos, and the noise that comes with having a neighbor living too close to you.

I hope this helps! If you need more info on topics like this, I have found that some blogs and real estate websites are really informative. Check out: for example. Lots of great, relevant content for anyone looking to educate themselves on homebuying.

« Last post by ProvidenceIloilo on January 30, 2017, 09:14:03 AM »
January is almost over but who says it’s too late to add more to your 2017 resolutions?
Honestly, regardless if it feels like you are already on the right track, everyone could use a little advice or a few tips especially if it’s your first time to invest in a real estate property. This is a big leap in your financial road map and could have been triggered by intentions of having your own home, looking to open a new business, or just plain real estate investing.
Here are some points to keep in mind based on insights from personal finance experts and advocates:
• Be sure to check your savings, cash flow and ability to make the purchase. Use a spreadsheet to review and check your living expenses against your income for at least the next 5 years to have a clear view of how your real estate purchase will fir your budget.
• Never buy real estate just because of marketing tactics like discounts or early move-in dates. Make sure you are able to pay the monthly amortizations for the property on a long period of time. Big purchases out of impulse will be a disadvantage and problem in the long run.
• Consider other expenses aside from the monthly amortization of your housing loan – if you decide to get one. There are expenses not initially disclosed by sales agents.
• Do your research and expand your financial literacy first. Know everything about the property you are interested in – history, location, labor, numbers, and papers. Review the contract and get the experts for tips and advices.
• Weigh the value of the property to you and the people that matter to you in 15, 30, 50 years from now. Ask yourself if you can afford it. Do you really need to buy the property or will your money increase more if invested somewhere else (mutual funds, stocks, etc)
In the end, the smartest way to do this is to think long-term, have a goal, and think of a reason why you’re doing the purchase. Not all real estate property is automatically an investment if you don’t make it as one.
Own a home with Providence Iloilo! Visit our website or reach us at
Buy / Sell / For Sale: Yellow Chevy Camaro
« Last post by cczen on January 27, 2017, 02:06:54 PM »

For Sale: Chevrolet Camaro 2014
Price: PHP 2.8 million

Get 100k off if purchased with a condo unit in
The Sapphire Bloc (Ortigas)
The Magnolia Residences (New Manila)

Get 200k off if purchased with a condo unit in
The Residences at The Westin Manila Sonata Place (Mandaluyong)

For more Information, please contact:
Christine Carbo

Wanted to Buy / Lease / Re: Buying a property in the Philippines
« Last post by nardo.steven on January 25, 2017, 03:24:54 PM »
Im thinking of buying a property somewhere in Cavite. Can someone please help me find one?

If you're still interested you should check out They have a pretty wide inventory of listings so I'm sure you would be able to find something that meets your requirements!
General Discussion / ILOILO: Dinagyang Festival 2017
« Last post by ProvidenceIloilo on January 20, 2017, 06:03:34 PM »
Who's excited for the Dinagyang festival this weekend? We are! Dinagyang Festival is a showcase of the rich heritage, colorful history, passionate devotion, and fun-loving spirit of the people of Iloilo.The festival traces its roots as a thanksgiving celebration in honor of Senyor Santo Nińo, the holy child Jesus. It is considered to be one of the Philippines’ most spectacular religious and cultural festivals.
From the root word “dagyang” which means “to make happy” in Ilonngo, which also means making merry or merry-making. It is a celebration of Illonggos who have their bodies painted in black to imitate the black, small and slender negritos who are the aborigines of Panay. While the warriors are dressed in fashionable and colorful Aeta costumes.
Every fourth weekend of the month, the Dinagyang Festival is celebrated in Iloilo to honour the Christianization of the natives and to respect the Holy Child Jesus. What’s more exciting than seeing the streets of Iloilo filled with a very colorful parade of cracking drums and shouts of “Viva Senor Santo Nino!” paired with a dramatization in honour of the patron Sto. Nino as the objective of all performances. Not to mention “HalaBira” as the tribe members celebrate with joy.
The schedule of events are as follows:
Fluvial Procession (Friday)
Kasadyahan Cultural Parade (Saturday)
Dinagyang Ati Competition (Sunday)

Own a home with Providence Iloilo!
Visit our website or reach us at

This is a very good knowledge of me. I understand it is something that I'm really very helpful.
The only residential subdivision in Iloilo
landscaped by World-Class Architect Ildefonso P. Santos,
“The Father of Philippine Landscape Architecture”
This distinct and calming ambiance is found in
no other residential development.
Own a home with Providence Iloilo!
Visit our website or reach us at
Real Estate Laws and Current Events / Re: REAL ESTATE BROKER EXAM FEB.28.2015
« Last post by PinoyBroker on January 18, 2017, 10:09:29 AM »
the only way is to get a license is via the BS REM program
You may consult BIR on this.They have a one stop counter in every office. I would consider this as an installment sale and you're right, it should only be taxed on your "gains"
Happy Holidays Everyone!!

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